ZestFinance uses machine learning and data analysis to help lenders make more accurate credit underwriting decisions.
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ZestFinance is a financial services technology company that uses machine learning and large-scale big data analysis to help lenders make more accurate credit underwriting decisions. The proprietary technology results in increased credit availability for a wider population of borrowers, including millions of underbanked Americans, and higher repayment rates for lenders. The company was founded 2009 by Douglas Merrill, the former Chief Information Officer of Google, and Shawn Budde, the former Head of Subprime Credit Cards at Capital One.